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Whether an entrepreneur, a professional or a retiree, the individuals we serve set high expectations for themselves, their business and their team. Meeting - and exceeding - those expectations keep their career, their reputation and their client base growing.
With two Certified Public Accountants in-house, your financial picture is always viewed from a variety of different perspectives, including investment performance, tax efficiency and wealth preservation and/or transfer. Your needs might include:
- Asset and Wealth Management
- Retirement Planning
- Estate Planning
- Employee Retirement Plans
- Education Planning
Asset and Wealth Management Not just securities and mutual funds, your assets may extend to real estate, a coin collection, or rare photographs. Asset allocation - choosing an appropriate mix of stocks, bonds, money market accounts, real estate and other asset classes - is an important investment decision which significantly impacts the long-term performance of your portfolio, provides investment diversification and can lower your portfolio's volatility.
Retirement Planning Are your retirement dreams outpacing your retirement nest egg? Many successful entrepreneurs, professionals and retirees have only a vague sense of the retirement income they'll really need to enjoy that beach house, fishing lodge, a new car or those symphony box seats. We take an honest look at your current income, your desired lifestyle and your current and future obligations. Can you retire when you want to? We'll suggest a financial game plan to reach your goals.
Estate Planning Making certain your loved ones see the full benefit of your life's work - this is the cornerstone of smart estate planning. By partnering our own experience with the knowledge and talent of other independent professionals, we can arrange for wills, trusts, charitable trusts, generation skipping trusts, estate tax reduction planning tools, and probate avoidance. We can also be the bridge to continue investment management for your heirs.
Employee Retirement Plans Retirement plans make up a portion of the managed portfolios at Cornerstone Wealth Management. We understand the various types of retirement plans that are available for small and medium businesses and can serve as a plan trustee if necessary. Our fee-only approach allows for efficient building of assets while creating peace of mind for employees.
Education Planning We can help you transfer estate assets to your children or grandchildren with an education trust while still allowing you control over how those funds are withdrawn and spent. With new products and tools continually entering the marketplace, we can help our clients make smart choices, customized for their own family and financial situation.
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